Saint Paul's Bay

The Grace of

Urban Architecture

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Excel Homes Real Estate Ltd

Presented At

€770,558

Bedrooms

Bathrooms

Saint Paul's Bay

Saint Paul's Bay, Malta.

3 Bedrooms Apartment In Qawra

Wake up to a beautiful sunrise and unobstructed sea views in this three-bedroom apartment, situated in a prime location along the Qawra seafront. Recently refurbished to high standards and served with a lift, this larger than usual 215 sqms apartment is just a few metres from the promenade, cafés, restaurants, shops, and public transport. Property Features: Three bedrooms including a master bedroom with ensuite bathroom, Two modern bathrooms, Open plan living & dining area perfect for relaxing or entertaining, Front terrace enjoy panoramic sea views, Two internal yards and service shaft bringing natural light and ventilation throughout and utility room ideal for storage Whether you're looking for a family home, a holiday retreat, or an investment with high rental potential, this is a rare opportunity, not to be missed.

Gallery

3D Street View Tour

Property Location

Saint Paul's Bay, Malta.

Local Weather & Climate

Property Location

Current Conditions Updated recently

60 °F

Scattered clouds

Feels Like 59°F

Humidity 82%

Wind 15 mph

Visibility 6.2 mi

Sunrise 5:20 AM

Sunset 5:04 PM

5-Day Forecast

Tue 10 Mar

Clouds

High 59°

Low 59°

Wed 11 Mar

Clouds

High 60°

Low 58°

Thu 12 Mar

Clouds

High 59°

Low 57°

Fri 13 Mar

Clear

High 59°

Low 56°

Sat 14 Mar

Clear

High 58°

Low 56°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around this area?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$77,055,767

Saint Paul's Bay, Malta.

3 Beds

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Market Opinion

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Our perspective on current market conditions in this area. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $77,055,767 20% down ($15,411,153)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$6,621/day

Your home may appreciate while you sleep

$46,477/week $201,400/mo $2,416,805/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$42.4M

+$60.1M

$60.1M Potential Equity

vs $42.4M lost to rent over 10 years

$15.4M Down Payment Growth

3.9x

10yr

$60.1M

8.1x

20yr

$124.5M

12.6x

30yr

$194.6M

Wealth Comparison

×463

Equivalent to 463 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $194.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $90.7M +18%

Market $104.9M +36%

Optimistic $121.1M +57%

$60.1M est. equity

20 Years

Conservative $106.9M +39%

Market $142.9M +85%

Optimistic $190.3M +147%

$124.5M est. equity

30 Years

Conservative $125.9M +63%

Market $194.6M +153%

Optimistic $299.0M +288%

$194.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Saint Paul's Bay, Malta have?

This apartment at Saint Paul's Bay, Malta features 3 bedrooms.

What is the listing price for Saint Paul's Bay, Malta?

This property is listed at $77,055,767.

Is now a good time to buy a home in this area?

Based on current market indicators, this area shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.